Countryside Dental Insurance Information
Understanding your dental insurance shouldn’t feel like reading a foreign language.
Insurance Doesn't Have to Be Complicated
Insurance is one of the most confusing parts of getting dental care, and we hear it from patients all the time. Terms like in-network, out-of-network, and fee-for-service get thrown around without much explanation, and it’s easy to feel like you need a decoder ring just to figure out what you’re actually paying for. At Countryside Dental, Dr. Bostic & Dr. Watts believe patients deserve a straight answer, not a runaround. Our team walks you through what your coverage actually means for your visit, and if traditional insurance isn’t part of the picture, we have other ways to make care work for your budget.
Insurance Information
How We Work With Your Insurance
Countryside Dental operates on a fee-for-service basis, which means we’re not locked into the restrictions that come with being in-network with every major insurance company. We are currently in-network with Principal, and we’re happy to help patients with PPO plans understand how to use their out-of-network benefits. If you have dental insurance through your employer or a private plan, bring your information to your visit, and our team will help you understand what applies to your treatment.
- Principal insurance, currently in-network
- PPO plans, where our team helps you understand and use your out-of-network benefits
- HSA and FSA funds, accepted for eligible treatment
- Sunbit and CareCredit financing, including 0% financing for 24 months
- In-house membership plan for patients without traditional insurance
Understanding In-Network and Out-of-Network Coverage
What Fee-for-Service Really Means for You
A lot of patients assume that if a practice isn’t in-network with their specific plan, insurance is off the table entirely. That’s not the case at Countryside Dental. Being fee-for-service means you pay for your treatment directly, and depending on your plan, you may be able to submit for reimbursement afterward. It also means Dr. Bostic & Dr. Watts aren’t restricted by insurance company rules about which treatments they can recommend or how they perform them, so your care is based on what you actually need rather than what a network allows.
For patients without dental insurance at all, whether by choice or circumstance, we don’t want cost to be the reason you skip care. That’s why we offer an in-house membership plan as an alternative to traditional insurance, along with financing through Sunbit and CareCredit for larger treatment plans. HSA and FSA funds can also be applied toward your care if you have one of those accounts available. We do not accept government insurance plans such as Medicare or Medicaid at this time.
Families throughout LaGrange and the surrounding communities come to us specifically because we take the time to explain these options instead of leaving patients to guess. Whether you’re weighing a routine cleaning or a bigger treatment plan, our team is happy to walk through what your specific situation looks like before you commit to anything.
Frequently Asked Questions
Insurance questions come up at almost every visit, so here are a few answers to the ones we hear most.
Do you accept my dental insurance?
We’re a fee-for-service practice and currently in-network with Principal. If you have a PPO plan, our team can help you understand how to use your out-of-network benefits, so bring your insurance information to your visit and we’ll walk you through it together.
What if I don't have dental insurance at all?
That’s not a problem here. We offer an in-house membership plan, along with financing through Sunbit and CareCredit, including 0% financing for 24 months, so you have options regardless of whether you carry traditional insurance.
Do you accept Medicare or Medicaid?
No, we do not accept government insurance plans such as Medicare or Medicaid. However, we do accept HSA and FSA funds, and our in-house membership plan and financing options are available to any patient.