Countryside Dental Financing Options

Flexible ways to pay for the care you need, without letting cost stand between you and a healthier smile.

Simple, Accessible Financing for Every Smile

At Countryside Dental, we know that even the right treatment plan doesn’t help much if it feels financially out of reach. A cracked tooth, a missing implant, or years of putting off a crown can leave you weighing dental work against everything else competing for your budget. Dr. Bostic & Dr. Watts built this practice around treating patients like family, and part of that means you shouldn’t have to choose between your smile and your finances. Whether you’ve been coming to us for years or you’re just getting to know our team, we want financing to feel like one less thing to worry about, not one more.

Financing Information

Payment Options Built Around You

Cost is one of the biggest reasons people put off dental care altogether. We don’t want that to be your story. That’s why we built our financing approach with more than one way in, so you can choose the option that actually fits your life instead of settling for whatever happens to be available.

We offer flexible financing through Sunbit and CareCredit, both of which include 0% financing for 24 months for qualifying patients. If you’d rather keep things in-house, we also offer an in-house membership plan along with in-house payment plans, giving you a straightforward way to budget for care without going through a third party. On top of that, we accept HSA and FSA funds, so if you already have one of those accounts, it can go straight toward treatment.

Sunbit financing, including 0% interest options for qualifying patients
CareCredit financing, including 0% financing for 24 months
In-house membership plan for predictable, straightforward pricing
In-house payment plans built around your treatment
HSA and FSA funds accepted for eligible treatments

Every one of these options exists for the same reason, so a bigger treatment plan doesn’t have to sit on the back burner. Our team walks you through what applies to your specific situation at your consultation, so you know exactly what to expect before committing to anything.

Process

Getting financing in place at Countryside Dental doesn’t require a mountain of paperwork or a long wait. Here’s what the process actually looks like, from your first visit to the day treatment begins.

Schedule Your Consultation

Every financing conversation starts with an exam. We’ll take a look at what’s going on, talk through your options, and make sure we understand the full picture before we ever talk numbers.

Review Your Treatment Plan and Cost

Once we know what your smile needs, whether that’s a single crown or something bigger like a full arch of implants, we’ll walk you through the cost of treatment in plain terms, with nothing buried in fine print.

Choose Your Payment Option

From there, you decide what fits. Apply for Sunbit or CareCredit, use your HSA or FSA funds, ask about our in-house membership plan, or set up an in-house payment plan built around your budget and timeline.

Begin Treatment With Confidence

Once financing is in place, we get you scheduled. You’ll know what you owe, when you owe it, and exactly what’s included, so you can focus on feeling better instead of worrying about the bill.

Financing for Implants, Dentures, and Bigger Treatment Plans

Making Life-Changing Care Possible

Some treatments are bigger investments than others, and we don’t pretend otherwise. Dental implants fall into that category, especially when we’re talking about a full arch of screw-down or snap-on dentures rather than a single tooth. Dr. Bostic & Dr. Watts use Yomi robotic-assisted surgery alongside CBCT 3D imaging to plan these cases with real precision, and that level of technology, paired with the right financing, means patients don’t have to choose between getting it done right and getting it done at all.

The same goes for removable dentures and broader restorative dentistry work, like full mouth reconstruction. These treatment plans often stretch across several visits and involve more than one procedure, which is exactly where financing options like 0% terms through Sunbit or CareCredit tend to matter most. Spreading a bigger investment over months instead of paying it all at once can be the difference between starting treatment this year and putting it off indefinitely.

For patients who feel anxious about bigger procedures, we also offer sedation dentistry at multiple comfort levels, so cost isn’t the only barrier we’re working to remove. Between financing and comfort options, our goal is simple: a bigger treatment plan should feel manageable, not overwhelming.

In-House Child Plan

$325 per year

Includes:
All exams
All X-rays
2 dental cleanings per year
All emergency exams
Complimentary fluoride varnish
Member Discounts:
15% off fillings
15% off preventive & restorative services

In-House Adult Plan

$450 per year

Includes:
All exams
All X-rays
2 regular cleanings per year
2 emergency exams
Annual oral cancer screening
Complimentary fluoride varnish
Member Discounts:
50% off occlusal guards
15% off dental implants
10% off teeth whitening
20% off crowns, veneers & bridges
15% off Invisalign

Adult Perio Plan

$645 per year

Includes:
All exams
All X-rays
3–4 periodontal cleanings per year
Annual oral cancer screening
Complimentary fluoride varnish
Member Discounts:
50% off occlusal guards
30% off scaling & root planing
15% off teeth whitening
20% off fillings, crowns & veneers
10% off dentures

Our plans are perfect for individuals, families, and seniors looking for affordable dental care without the hassle of insurance.

Frequently Asked Questions

Financing questions come up a lot, so here are a few we hear most often at Countryside Dental.

Do I need dental insurance to use financing?

No. Countryside Dental works with patients on a fee-for-service basis, and our financing options through Sunbit, CareCredit, and our in-house plans are available whether or not you have dental insurance.

What if I'm not sure I'll qualify for 0% financing?

Sunbit and CareCredit each review applications individually and work with a range of credit profiles. If 0% financing isn’t available for your situation, our team can talk through the in-house membership plan and in-house payment plans as alternatives.

Can financing be used for any type of treatment?

Yes. Whether you’re financing a single crown, a dental implant, dentures, or a larger restorative plan, the same financing options apply. Our team can help you figure out which one makes the most sense for your specific treatment.